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SpreadsheetBudget

Debt Payoff Planner

Enter the balances and rates once and the sheet shows both payoff orders with the dates and the total interest, so the choice is a number rather than a feeling.

  • XLSX
  • CSV
  • Google Sheets

Compatible apps

  • Microsoft Excel
  • Google Sheets
  • Numbers
  • LibreOffice Calc

Included with membership

This file is not sold on its own. One membership unlocks it along with the other 54 templates in the vault.

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Prepaid · no auto-renewal · 7-day refund on first purchase

What's inside

  • Balances, rates and minimums
  • Snowball and avalanche compared
  • Payoff date and total interest
  • Extra payment scenario row
  • Progress chart by month
  • XLSX, CSV and a Google Sheets copy link

Specifications

Format
XLSX · CSV · Google Sheets
Tabs
4
Formulas
Included and unlocked
Delivery
Download plus a copy link
Editing
No macros, nothing locked
Last updated
2025-12-05

Included with membership